OK my fellow hygienists thinking of getting disability insurance (paycheck insurance), let’s get real about what it will cost to insure our yearly wages! Have you multiplied your gross wages by the number of years you think you will work before retiring?  That is what we are insuring.  Will that cost be under $100/month? How much does that car in your driveway cost to insure each month and how much value does it hold?  Now let’s chat about insuring your wages.  Your contract will be worth over a million dollars and statistics prove hygienists are the highest risk occupation to file claims against these policies.  This is important to your financial future and it will cost more than $100 per month if you own your contract.  Let’s chat 🙂