What’s important to you?

Have you ever taken the time to take stock of your life?  To marvel at who is in your life and where your choices have lead you?  I am feeling blessed and excited about where I am and who is present in my world.  My grand-boys started school, my daughter is rocking...

Let’s get real about costs!

OK my fellow hygienists thinking of getting disability insurance (paycheck insurance), let’s get real about what it will cost to insure our yearly wages! Have you multiplied your gross wages by the number of years you think you will work before retiring?  That...

Thinking of the change of seasons.

I hate to see summer leave, especially after the best one ever here in the Seattle area.  Fall is my favorite season of color but knowing that winter follows, makes me grieve.  I come from Montana and I really do not like the snow. Beautiful-yes, annoying to the upset...

L&I (labor and industry), Workman’s Comp claims

If my injury or illness could be related to my employment, should I file a L&I (Workman’s Comp) claim? Absolutely!  Filing a claim correctly from the onset is VERY important. Filing under your personal medical insurance first, is easier for you and the...

My husband wants me to drop my policy.

Many of you have heard me lecture while you were students. I made mention that husbands (I have never had a wife) hate insurance and they find many ways to advise their wives to drop their policies. Often the most popular reason is due to pregnancy and an impending...

Out-of-state hygienists needing disability coverage.

I get emails from fellow dental hygiene professionals from around the country asking if I can offer them quotes and coverage to protect their dental hygiene wages?  The answer is YES.  I do not hold a license in each state and I have a Broker that does.  I can run the...
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